Universal Home Mortgage is committed to offering only the highest quality professional home financing services. We offer ethical and professional mortgage advice and services to all our clients. We treat each customer and all associates in the mortgage related fields with respect, courtesy and professionalism throughout the loan process.

Today, Universal Home Mortgage strives to help millions of families find ways to accomplish their home ownership needs, whether buying a first home or refinancing their current loan, Universal has all the solutions to your needs. Our number one goal is to keep you in your exsisting home comfortably, or find you the home of your dreams.

Call us now for your free home analysis!

Get the best mortgage loan for you!

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Purchasing a home in the Central Florida area? Visit our preferred realtor Krowne Realty, located in Avalon Park at www.krownerealtyorlando.com/ for info on current homes for sale in your area!

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, modifying your loan or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.

Having trouble with your home loan? Call us today to find out whether a loan modification or refinance might be beneficial to you. We can help, please follow our link to loan modifications for more info.